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Planning Guide · Kenya

Kenya Money: Currency, Cards, M-Pesa and Tipping

The Kenyan shilling, where dollars are accepted, and tipping etiquette on safari.

Kenya’s currency is the Kenyan shilling (KES). Towns, markets and local transport use shillings, while park fees and many safari costs are quoted in US dollars. Cards are widely accepted in cities, and the country is famous for M-Pesa mobile money.

Quick Facts

Currency

Kenyan shilling (KES).

US dollars

Accepted at many lodges and for park fees; bring recent, undamaged notes.

Cards

Common in Nairobi, Mombasa and tourist lodges.

Tipping

Customary for guides, drivers and camp staff.

Shillings, dollars and exchange

Withdraw a modest amount of shillings from an ATM in Nairobi on arrival and use them for snacks, crafts and taxis. Exchange rates at banks and bureaux are usually better than at hotels. US dollars issued in recent years are preferred where accepted.

Cards, ATMs and M-Pesa

Visa and Mastercard work in most towns and large lodges. ATMs near parks are scarce, so withdraw cash beforehand. M-Pesa is the mobile money system that Kenyans use for almost everything; visitors can sometimes buy a Safaricom SIM, but linking it requires ID registration.

Tipping on safari

Tips are not mandatory but expected. As a guide, tip your driver-guide per day, and place a shared amount in the camp tip box for staff. We provide a tipping guide with current suggested ranges before departure. See also first-time safari tips.

Plastic bags and small details

Kenya bans single-use plastic bags, so avoid packing them. For other countries, compare East Africa currencies, and read Kenya facts.

Frequently Asked Questions

What currency does Kenya use?

The Kenyan shilling (KES).

Can I use US dollars in Kenya?

At many lodges and for park fees, yes. Use shillings for small purchases.

Is M-Pesa useful for tourists?

It is widespread but requires a registered local SIM.

How much should I tip?

It is discretionary; we provide suggested daily ranges.

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